Running out of cash while your business is growing?

Get fast, flexible funding to cover stock, suppliers, and overheads — even when your bank says no.

get a quick answer
man in warehouse stressed with laptop

Funding available in as little as 24 hours

Simple application, no lengthy bank process

No impact on your existing banking relationships

25+ years helping Kiwi businesses unlock working capital.

Slow cashflow is the silent killer of businesses in New Zealand.

You’re doing the work.

Sales are coming in.

But the cash just isn’t there when you need it.

Sound familiar?

Waiting on customers to pay?

Paying suppliers before you get paid?

Growth stretching your cash reserves?

Seasonal dips hurting your ability to operate?

This is where many businesses get stuck.

Not because they’re failing…

… but because their cashflow can’t keep up.

Unlock working capital without the usual bank roadblocks.

At Gateway Finance Brokers, we connect you with lenders who understand how real businesses operate.

We help you access funding for:

  • Inventory and stock purchases
  • Payroll and operational costs
  • Supplier payments
  • Bridging cashflow gaps
  • Business growth opportunities
  • Trade and import financing
  • Tax payments
  • Loan arrears
  • Business purchases
HOW IT WORKS

Simple, fast, and designed for business owners.

Apply in minutes

Tell us about your business and what you need.

Quick decision

We match you with the right lender from our network.

Get funded

Once approved, funds can land in your account within 24 hours

WHO’S IT FOR?

Built for real New Zealand businesses.

  • Importers
  • Tradespeople
  • Wholesalers
  • Farmers
  • Manufacturers
  • Distributors
  • Self-employed business owners

Importing from China? This is where we shine.

If you’re importing goods, cashflow pressure can hit hard.

We specialise in helping experienced importers of Chinese goods:

  • Fund up to 70% of import costs
  • Secure terms of up to 180 days
  • Align repayments with your sales cycle
  • Access highly competitive rates
  • No directors or personal guaranteeds required
  • No interest in property required
  • No GSA required

This is one of the most powerful ways to grow without draining your own cash.

WHY CHOOSE GATEWAY?

Experience. Speed. Flexibility.

  • 25+ years of industry experience
  • Access to multiple lenders
  • Fast approvals and funding options
  • Minimal security requirements (often unsecured)
  • Flexible loan sizes tailored to your business

“What if the bank already said no?”

That’s exactly why we exist.

We specialise in situations where:

  • Banks move too slowly
  • Traditional lending doesn’t fit
  • Opportunities can’t wait

Just because your bank said no — doesn’t mean the answer is no.

This isn’t about debt, it’s about momentum.

Used properly, cashflow finance helps you:

  • Take on bigger opportunities
  • Keep operations running smoothly
  • Buy stock at the right time
  • Grow without constantly hitting cash limits

The right funding at the right time can change everything.

Don’t let cashflow hold your business back.

Opportunities don’t wait. Neither should your funding.

Talk to Gateway Finance Brokers today and get a fast, straight answer.

Get a quick answer

Or call 0800 888 449 or email bill@gfbl.co.nz